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Fraud*
According to the Collins English Dictionary 10th Edition fraud can be defined as: "deceit, trickery, sharp practice, or breach of confidence, perpetrated for profit or to gain some unfair or dishonest advantage".[1] In the broadest sense, a fraud is an intentional deception made for personal gain or to damage another individual; the related adjective is fraudulent. The specific legal definition varies by legal jurisdiction. Fraud is a crime, and also a civil law violation. Defrauding people or entities of money or valuables is a common purpose of fraud, but there have also been fraudulent "discoveries", e.g. in science, to gain prestige rather than immediate monetary gain
*As defined in Wikipedia

Wednesday, July 4, 2012

Goldman Sachs is "Terminally Ill"

A "living will" is a fine concept and seems appropriate for Goldman Sachs.  If Goldman becomes terminally ill, its life should not be prolonged by artificail means such as a bailout from taxpayers which is the life-support system that Goldman now depends upon.

There are questions to ask, however:  Aren't the banks insolvent now having off-loaded all those toxic assets to the Fed?  Don't the "off balance sheets" count?  If the banks are already on life-support, how can a living will help?  Pull the plug and let the patient die!

Regulators release 'living wills' for big banks
By Peter Schroeder - On The Money

Banking regulators released public portions of "living wills" submitted by nine of the world's largest banks, which details how they could be dissolved if trouble strikes.

The documents, required as part of the Dodd-Frank financial reform law, mark an effort to ensure that huge financial institutions, if struggling to stay afloat, can be safely wound down without posing a threat to the overall financial system.

The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) posted the public portions of the plans online, saying they had not been reviewed or edited by the regulators.

The plans were submitted by Bank of America, Barclays, Citigropu, Credit Suisse, Deutsche Bank, Goldman Sachs, JPMorgan Chase, Morgan Stanley and UBS. Several of the banks said their plans could be executed without requiring any additional government support, as required in the law.

Read the whole document here 


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