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Fraud*
According to the Collins English Dictionary 10th Edition fraud can be defined as: "deceit, trickery, sharp practice, or breach of confidence, perpetrated for profit or to gain some unfair or dishonest advantage".[1] In the broadest sense, a fraud is an intentional deception made for personal gain or to damage another individual; the related adjective is fraudulent. The specific legal definition varies by legal jurisdiction. Fraud is a crime, and also a civil law violation. Defrauding people or entities of money or valuables is a common purpose of fraud, but there have also been fraudulent "discoveries", e.g. in science, to gain prestige rather than immediate monetary gain
*As defined in Wikipedia

Sunday, July 15, 2012

Want to Know How Goldman Sachs Works?

Goldman Sachs has a distinctive business philosophy:  the client comes first--after Goldman Sachs.

Take the Dragon Systems deal that Goldman Sachs was asked to underwrite.  You will see how Goldman treats its smaller clients:  it gives advice for millions of dollars but does not always deliver, i.e., it proved to be incompetent and misleading.  Goldman has no mystique and only leaves a trail of broken dreams behind it.  Conflicts of interest mean nothing to it.

Goldman Sachs is an appalling bank.
Goldman Sachs and the $580 Million Black Hole
By Loren Feldman - The New York Times

THE business deal from hell began to crumble even before the Champagne corks were popped.
The deal, the $580 million sale of a highflying technology company, Dragon Systems, had just been approved by its board and congratulations were being exchanged. But even then, at that moment of celebration, there was a sense that something was amiss. 
The chief executive of Dragon had received a congratulatory bottle from the investment bankers representing the acquiring company, a Belgian competitor called Lernout & Hauspie. But he hadn’t heard from Dragon’s own bankers at Goldman Sachs

“I still have not received anything from Goldman,” the executive wrote in an e-mail to the other bank. “Do they know something I should know?” 

More than a decade later, that question is still reverberating in a brutal legal battle between Goldman and the founders of Dragon Systems — along with a host of other questions that go to the heart of how financial giants like Goldman operate and what exactly they owe their clients. 
Read the rest of the story here 

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