"A test developed by federal banking regulators in 2009 to assess the ability of 19 large banks to withstand prolonged weakness in the U.S. economy. The purpose of the tests was to determine if the banks had enough capital to cope with continued high unemployment, low housing prices, and a high number of foreclosures. Ten of the 19 banks tested were told they needed to raise additional capital."
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According to the Collins English Dictionary 10th Edition fraud can be defined as: "deceit, trickery, sharp practice, or breach of confidence, perpetrated for profit or to gain some unfair or dishonest advantage". In the broadest sense, a fraud is an intentional deception made for personal gain or to damage another individual; the related adjective is fraudulent. The specific legal definition varies by legal jurisdiction. Fraud is a crime, and also a civil law violation. Defrauding people or entities of money or valuables is a common purpose of fraud, but there have also been fraudulent "discoveries", e.g. in science, to gain prestige rather than immediate monetary gain
*As defined in Wikipedia
Saturday, March 9, 2013
A definition of "Stress Test:"