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Fraud*
According to the Collins English Dictionary 10th Edition fraud can be defined as: "deceit, trickery, sharp practice, or breach of confidence, perpetrated for profit or to gain some unfair or dishonest advantage".[1] In the broadest sense, a fraud is an intentional deception made for personal gain or to damage another individual; the related adjective is fraudulent. The specific legal definition varies by legal jurisdiction. Fraud is a crime, and also a civil law violation. Defrauding people or entities of money or valuables is a common purpose of fraud, but there have also been fraudulent "discoveries", e.g. in science, to gain prestige rather than immediate monetary gain
*As defined in Wikipedia

Wednesday, July 22, 2009

US Government Gets 23% ROI on Goldman Sachs' TARP Warrants

Big deal. And I love that MarketWatch felt compelled to email me this alert - meanwhile, Bernanke is on the Hill saying the recession is kicking our asses, small business is bugging out, we're waiting for that CRE bomb to blow and OMG this Obamacare thing is going to be the final nail in our coffin. But this? This apparently is news. IMHO, $1.1 billion is a drop in the bucket compared to that $23.7 trillion number SIGTARP top cop Barofsky says we're on the hook for in terms of bailout schemes.

MW:

The U.S. government made a 23% return supporting Goldman Sachs during the global financial crisis, the investment bank said Wednesday as it unwound one of the last taxpayer-funded investments it received last year.

Goldman (GS) said it paid $1.1 billion to redeem warrants the U.S. government received when it invested in the firm through the Troubled Asset Relief Program, or TARP.

In June, Goldman repaid a $10 billion preferred-stock investment of $10 billion from TARP. During the eight-month term of the investment, the firm noted that it also paid $318 million in dividends on those securities.

Including the cost of redeeming the warrants, Goldman said it paid $1.418 billion to the government, which works out to an annualized return of 23% for U.S. taxpayers.

"This return is reflective of the government's assistance, which benefited the financial system, our firm and our shareholders," Goldman Chief Executive Lloyd Blankfein said in a statement. "We are grateful for the government efforts."

The $1.1 billion was the value that the Treasury Department put on the warrants, Goldman noted.

So what?

p.s. Blankfein is lying through his teeth. He never wanted in on this advanced money laundering scheme.

Read the rest via Jr Deputy Accountant

5 COMMENTS:

Anonymous said...

Does anyone know how to calculate returns?

If you invest $10MM and get back $11.4MM that is a 14% return, not 23%! You do not annualize periods less than 12 month.

I'm sure the press release said 23% annualized and everyone ran with it.

Anonymous said...

Okay, so I did some more research. Here is the press release from GS:

http://www2.goldmansachs.com/our-firm/press/press-releases/current/july-22-release.html

The first line states: "US Taxpayers Make 23 Percent Return"

Does GIPS allow you to annualize returns less than 12 months? Does GS claim GIPS compliance? If yes to both, maybe they need to be reported to the CFA Institute.

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